The largest non bank provider of cash and services, is being slept on.  This cash producing business model with consumer loans will only contiue to grow more profitable during the slow 2.5% growth outta the recession.  A couple of Pay day loan companies only cash checks now they were put outta business by congress.  This leaves market share in the growing but pollitically unpopular consumer loan business.  Its here to stay!! Poor folks love it and middle class folks like to use it in an emergency.  I see no slowing of this growth in the near future and it has  dividend.  The Payday lending market is highly fragmented and they alos have 25 centers in the UK .  You can read more about AEA here , but its gonna fly and pay u in the meant time http://seekingalpha.com/article/303865-advance-america-s-great-repeatable-p...